Sample · 2020 Grand Design Reflection 315RLTS

A real report, prepared for a demonstration organization. Comparables were read on the report date shown; the unit is not for sale.

Fifth wheel — representative image on an RV valuation reportStock photo
Professional Valuation Report

2020 Grand Design Reflection 315RLTS

Fifth wheelConfidence: highSeptember 4, 2026Sample organization

Stock photo of a fifth wheel — shown for reference, not the actual unit. Prices come from live listings of this exact year, make, and model.

Professional Valuation Report

2020 Grand Design Reflection 315RLTS

Prepared for Sample organization · requested by Sample Adjuster · ref SAMPLE-0001

Report ID
GMRV-8E2EE33F
As-of date
August 14, 2026
Prepared
September 4, 2026
Market read
September 4, 2026
Method
GMRV-PVR 2026-09 · gpt-5.5
Fingerprint
0736-9938-A554-AF88-6356
Retail replacement value$28,000Suggested retail after the stated adjustments — the figure for a total-loss or replacement question.
Quick-sale value$26,000Sell-fast price after adjustments — a remarketing or workout floor, not a wholesale or auction figure.
Market range (unadjusted)$25,995$32,248Sell-fast / suggested $27,997 / strong ask, from the linked comparables below.
J.D. Power book (current cycle)$23,400 – $28,200Published low / average retail; third-party reference, not a market price.

Unit as supplied

PurposeInsurance — total loss (ACV at date of loss)
ConditionGood — normal wear for the age
MileageNot applicable / not supplied
LocationZIP 84020
OptionsSolar prep, slide toppers, second A/C
NotesSample report prepared for demonstration. Unit not inspected; not for sale.

Adjustments applied

FactorBasisAdj.
ConditionGood — normal wear for the age0.0%
Season (as-of date)Shoulder season0.0%
TotalApplied to Suggested Retail and Sell-Fast (rounded to $50)0.0%

Methodology

  1. Unit identity is taken exactly as supplied by the requester (year, manufacturer, make, model/floorplan, condition, mileage, options, location).
  2. Published J.D. Power (formerly NADA) consumer retail values are read for the unit; when a cached value for the valuation cycle in effect on the as-of date exists it is reported as such, otherwise the current cycle is reported and labelled.
  3. Live retail asking prices for the same or closest unit (same year, ±1 year, ±2 for rare units) are gathered from public marketplaces, normalized to the target year and trim, de-duplicated, and screened for outliers (interquartile rule), stale listings, and non-cash pricing. Every comparable is linked to its source page.
  4. Three market figures are derived from the normalized comparables: Sell-Fast (about the lower quartile), Suggested Retail (about the median) and Strong Ask (about the upper quartile).
  5. Condition, mileage and season adjustments are then applied deterministically from the published Get My RV Worth adjustment table and shown line by line. Retail Replacement Value = Suggested Retail after adjustments; Quick-Sale Value = Sell-Fast after adjustments.
  6. Comparables are read on the report date. When the as-of date is earlier, the market read is the most recent available and is labelled; the J.D. Power cycle value is the one in effect on the as-of date when available.

Limitations and reliance

  • This report is an automated market analysis and an ESTIMATE of value. It is not an appraisal, is not prepared under USPAP, and no physical inspection, title search, lien search, VIN history or damage assessment was performed.
  • All figures depend on the accuracy and completeness of the information supplied by the requester (identity, condition, mileage, options, location). Undisclosed damage, water intrusion, missing equipment or mis-stated identity can change the value materially.
  • Comparable listings are asking prices, not sale prices. Asking prices are evidence of the market, not a guarantee of what the unit would have sold for. Real transactions can close above or below the figures shown.
  • J.D. Power values are published by a third party from MSRP-based depreciation tables and typically run high relative to retail transactions; Get My RV Worth is independent of, and not affiliated with, J.D. Power / NADA.
  • Regional demand, season, and channel matter: a private sale, a dealer cash offer, a consignment net, an insurance settlement, and a lender's post-repossession recovery can all differ from the figures shown. Trade-in values are set only by an individual dealership under its own formula and are not opined here.
  • The figures are for the as-of date and market read stated; they are not valid for any other date. Markets move and J.D. Power values update on a two-month cycle.
  • Get My RV Worth makes no representation as to the admissibility or weight this report will be given in any proceeding. Any party relying on it does so subject to the Professional Terms, including the limitation of liability, and should obtain a physical inspection and a licensed appraisal where the matter requires one.

What this report is not a substitute for

  • A USPAP appraisal or a certified appraiser's opinion, where a court, a policy's appraisal clause, or a lender's policy requires one.
  • A qualified appraisal for a charitable donation deduction over $5,000 (IRS Form 8283 requires a qualified appraiser).
  • A formal appraisal a state DMV or Department of Revenue may require to settle a sales-tax or registration question.
  • A physical inspection, condition report, title or lien search, or VIN history — none was performed.
  • A wholesale, auction, salvage or trade-in figure — those channels clear below retail and are set by their operators.
All values are estimates and must not be treated as an actual sale value.
  • Age, depreciation, condition, maintenance, brand, mileage, and RV type all move a price and are not fully accounted for in these calculations.
  • J.D. Power (formerly NADA) is the most widely used RV valuation guide. There is no Kelley Blue Book for RVs. This app does not work on custom or homemade builds, and for some units it may not be able to blend J.D. Power values with current comparable listings.
  • Current listings reflect asking prices, not sale prices. Like homes, sellers don't always get list price — buyers make offers. Season matters too.
  • A private sale, a dealer cash offer, an insurance valuation, and a bank valuation after repossession can all differ. Trade-in values can only be set by a dealership; each has its own formula.

Statement of preparation

Get My RV Worth states that this Professional Valuation Report (Report ID GMRV-8E2EE33F) was prepared on September 4, 2026 for Sample organization (requested by Sample Adjuster) for the purpose stated (Insurance — total loss (ACV at date of loss)), for the as-of date August 14, 2026, using the methodology described in this report, from the sources cited in it, without a physical inspection and without any interest in the unit or the outcome. Get My RV Worth is independent of the requester, of any dealer, and of J.D. Power / NADA. The figures are estimates subject to the Limitations stated above.

Get My RV Worth · automated market analysis · getmyrvworth.com · Professional Terms apply (getmyrvworth.com/pro/terms)

Verify this copy against our archive: getmyrvworth.com/verify/GMRV-8E2EE33F?fp=0736-9938-A554-AF88-6356

The full analysis and every linked comparable follow below.

Sell-fast price
$25,995
Suggested retail
$27,997
Strong ask
$32,248
Comparable listings real market listings, low → high

Thumbnails are representative images, not the listings' photos — open View source to see each listing's actual photos.

Fifth wheel — representative image on an RV valuation report
2020 Grand Design Reflection 315RLTS
RV Country - Mt Vernon, WA · Mount Vernon, WA · RVUniverse
View source
$25,995
Fifth wheel — representative image on an RV valuation report
2020 Grand Design Reflection 315RLTS
Camping World · Hamburg, PA · Camping World
View source
$27,489
Fifth wheel — representative image on an RV valuation report
2021 Grand Design Reflection 315RLTS
Camping World · Kodak, TN · Camping World
View source
$30,292
Fifth wheel — representative image on an RV valuation report
2020 Grand Design Reflection 315RLTS
Camping World · Oshkosh, WI · Camping World
View source
$29,648
Fifth wheel — representative image on an RV valuation report
2020 Grand Design Reflection 315RLTS
RV of the Rockies · Pueblo, CO · RVUniverse
View source
$30,000
Fifth wheel — representative image on an RV valuation report
2020 Grand Design Reflection 315RLTS
Camping World · Ridgeland, SC · Camping World
View source
$30,525
Full analysis — the receipts

RV Valuation Report: Get My RV Worth Competitive Retail Analysis

Subject Vehicle: 2020 Grand Design Reflection 315RLTS / Travel Trailer. Correction: seller-submitted type says “Fifth wheel,” but the 315RLTS is verified as a Reflection Travel Trailer / bumper-pull, not a fifth wheel. (jdpower.com)

JD Power Retail Values

JD Power TierValueNotes
Low Retail$23,400JD Power verified; base/low retail shown for 2020 Grand Design Reflection Series M-315RLTS. (jdpower.com)
Mid Retail$25,800calculated midpoint: ($23,400 Low Retail + $28,200 Average Retail) / 2.
High/Average Retail$28,200JD Power source label is Average Retail Value, not “High Retail.” (jdpower.com)

Specs Snapshot: Travel trailer / bumper-pull; 37' 11" length; 3 slideouts; sleeps up to 6; tandem axles; 60-gal fresh, 118-gal gray, 43-gal black; 15,000-BTU A/C base spec; 35,000-BTU heater; dry/base weight shown around 9,137–9,297 lbs depending source; hitch weight 1,065 lbs. Subject-stated options: solar prep, slide toppers, second A/C; no separate dollar adjustment applied here. (jdpower.com)

Section 1: Strategic Retail Pricing Analysis

Pricing TierValueHow it was set
Average Market Price$29,824lower of median $29,824 and 20% trimmed mean $29,967
Market Low / Mid / High Retail$27,831 / $29,824 / $32,248Q1 / median / Q3 from normalized active retail comps
Suggested Retail Price$27,997Q1 with $X,997 pricing
Sell-Fast Retail$25,995lowest verified cash-equivalent normalized comp
Strong Ask Retail$32,248Q3; unadjusted retail-only strong ask marker

Section 2: Verifiable Market Comparables

YearSourceSellerLocationAdvertised PriceNormalized PriceDirect Link
2020RVUniverseRV Country - Mt Vernon, WAMount Vernon, WA$25,995$25,995Exact listing: stock #44787A, VIN 573TR3823L3328602. (rvuniverse.com)
2020Camping WorldCamping WorldHamburg, PA$27,489$27,489Exact listing: stock #2661088. (rv.campingworld.com)
2021Camping WorldCamping WorldKodak, TN$30,292$28,172Exact listing: stock #2723925. (rv.campingworld.com)
2020Camping WorldCamping WorldOshkosh, WI$29,648$29,648Exact listing: stock #2650875. (rv.campingworld.com)
2020RVUniverseRV of the RockiesPueblo, CO$30,000$30,000Exact listing: stock #RRZC1008, VIN 573TR3823L3327935. (rvuniverse.com)
2020Camping WorldCamping WorldRidgeland, SC$30,525$30,525Exact listing: stock #2675307. (rv.campingworld.com)
2020RVUniverseLake Tawakoni RV CenterWest Tawakoni, TX$33,970$33,970Exact listing: stock #5381, VIN 573TR3821L3416306. (rvuniverse.com)
2021Camping WorldCamping WorldRoanoke, VA$37,788$35,143Exact listing: stock #2696840. (rv.campingworld.com)

MSRP / Depreciation Check

JD Power shows a Suggested List Price / MSRP of $54,564 for the 2020 Grand Design Reflection Series M-315RLTS. (jdpower.com)

Depreciation sanity check using the required method — 20% year 1, then 5% per year compounding — gives approximately $33,782 for a 2020 model as of the 2026 insurance valuation context. This is a sanity check only and does not override live retail comps. The live normalized median is lower at $29,824, while Q3 is $32,248.

Normalization Method

Comps were read as of September 4, 2026 for the insurance ACV context with date of loss August 14, 2026. No condition, mileage, or option adjustments were applied in this report, per instruction.

Pair-based adjacent-year calibration was not used because I did not verify 3+ clean matched adjacent-year sale/listing pairs with VIN/stock continuity. Fallback normalization was used:

  • 2020 target-year comps: no year adjustment.
  • 2021 comps: multiplied by 0.93 to normalize back to 2020.
  • 2022 comps were researched but not needed in the final 8-comp set because 8 viable 2020–2021 exact-floorplan comps were available.
  • The Aug–Oct towable extra -2% newer-comp modifier was not applied because 2021 comps were not at least as common as target-year 2020 comps in the final set.

Comp Notes

All included comps are retail asking prices with visible advertised prices and direct unit pages or exact unit listing records. Active asking prices are evidence of retail market positioning, not guaranteed sale prices.

The submitted options — solar prep, slide toppers, and second A/C — are market-relevant, but no separate numeric package adjustment was applied because I did not verify 3+ same-year paired comps proving a median option/package delta. Some newer 315RLTS listings explicitly include solar package equipment, but that is not a basis for a numeric adjustment to this 2020 unit under the stated rules. (rvuniverse.com)

The Great American RV / Tanner, AL listing at $34,684 was reviewed but excluded from the final comp grid because the dealer page showed “Sale Pending,” even though aggregator records still displayed it as an active listing. (greatamericanrv.com)

Pop RVs / Pop Sells listings were not used.

Market Read

The current retail market for the 2020 Grand Design Reflection 315RLTS is concentrated around the high-$20,000s to low-$30,000s after year normalization. The lowest verified 2020 exact-floorplan retail comp was $25,995, while the upper clean marker among final normalized comps was about $35,143.

The subject’s corrected RV type matters: this is a large triple-slide travel trailer, not a fifth wheel. Misclassifying it as a fifth wheel would distort buyer pool, towing assumptions, and comp selection.

Recommendation

For unadjusted retail ACV support as of the requested insurance context, use:

  • Suggested Retail Price: $27,997
  • Sell-Fast Retail: $25,995
  • Strong Ask Retail: $32,248

For a total-loss ACV file, the most defensible unadjusted retail anchor is the Market Mid Retail / median of $29,824, with the JD Power Average Retail of $28,200 serving as a verified book-value cross-check rather than a ceiling.

Confidence

High. JD Power retail values were verified from an accessible JD Power page, and 8 viable exact-floorplan retail comps were found after duplicate and condition/status screening.

Next Step

Use the stated deterministic downstream adjustments for condition, location, option treatment, and date-of-loss handling. This report intentionally stays retail-only and does not provide wholesale, auction, trade, salvage, consignment-net, or dealer-buy figures.

This valuation was prepared through GetMyRVWorth.com. Please visit the website for help with consignment, trade, or dealer cash offers.

💡 We recommend re-running your valuation every two months until your RV sells — that's how often JD Power updates its values. The next update is November 1, 2026.
Retail market estimate only. Active asking prices are evidence, not a guaranteed sale price; JD Power figures, when shown, are drawn from third-party sources at the time of this report. This is not a certified appraisal or an offer to purchase. Get My RV Worth is an independent marketing service and takes no commission.
All values are estimates and must not be treated as an actual sale value.
  • Age, depreciation, condition, maintenance, brand, mileage, and RV type all move a price and are not fully accounted for in these calculations.
  • J.D. Power (formerly NADA) is the most widely used RV valuation guide. There is no Kelley Blue Book for RVs. This app does not work on custom or homemade builds, and for some units it may not be able to blend J.D. Power values with current comparable listings.
  • Current listings reflect asking prices, not sale prices. Like homes, sellers don't always get list price — buyers make offers. Season matters too.
  • A private sale, a dealer cash offer, an insurance valuation, and a bank valuation after repossession can all differ. Trade-in values can only be set by a dealership; each has its own formula.