
Sample · 2020 Grand Design Reflection 315RLTS
A real report, prepared for a demonstration organization. Comparables were read on the report date shown; the unit is not for sale.
Stock photo2020 Grand Design Reflection 315RLTS
Stock photo of a fifth wheel — shown for reference, not the actual unit. Prices come from live listings of this exact year, make, and model.
Professional Valuation Report
2020 Grand Design Reflection 315RLTS
Prepared for Sample organization · requested by Sample Adjuster · ref SAMPLE-0001
- Report ID
- GMRV-8E2EE33F
- As-of date
- August 14, 2026
- Prepared
- September 4, 2026
- Market read
- September 4, 2026
- Method
- GMRV-PVR 2026-09 · gpt-5.5
- Fingerprint
- 0736-9938-A554-AF88-6356
Unit as supplied
| Purpose | Insurance — total loss (ACV at date of loss) |
|---|---|
| Condition | Good — normal wear for the age |
| Mileage | Not applicable / not supplied |
| Location | ZIP 84020 |
| Options | Solar prep, slide toppers, second A/C |
| Notes | Sample report prepared for demonstration. Unit not inspected; not for sale. |
Adjustments applied
| Factor | Basis | Adj. |
|---|---|---|
| Condition | Good — normal wear for the age | 0.0% |
| Season (as-of date) | Shoulder season | 0.0% |
| Total | Applied to Suggested Retail and Sell-Fast (rounded to $50) | 0.0% |
Methodology
- Unit identity is taken exactly as supplied by the requester (year, manufacturer, make, model/floorplan, condition, mileage, options, location).
- Published J.D. Power (formerly NADA) consumer retail values are read for the unit; when a cached value for the valuation cycle in effect on the as-of date exists it is reported as such, otherwise the current cycle is reported and labelled.
- Live retail asking prices for the same or closest unit (same year, ±1 year, ±2 for rare units) are gathered from public marketplaces, normalized to the target year and trim, de-duplicated, and screened for outliers (interquartile rule), stale listings, and non-cash pricing. Every comparable is linked to its source page.
- Three market figures are derived from the normalized comparables: Sell-Fast (about the lower quartile), Suggested Retail (about the median) and Strong Ask (about the upper quartile).
- Condition, mileage and season adjustments are then applied deterministically from the published Get My RV Worth adjustment table and shown line by line. Retail Replacement Value = Suggested Retail after adjustments; Quick-Sale Value = Sell-Fast after adjustments.
- Comparables are read on the report date. When the as-of date is earlier, the market read is the most recent available and is labelled; the J.D. Power cycle value is the one in effect on the as-of date when available.
Limitations and reliance
- This report is an automated market analysis and an ESTIMATE of value. It is not an appraisal, is not prepared under USPAP, and no physical inspection, title search, lien search, VIN history or damage assessment was performed.
- All figures depend on the accuracy and completeness of the information supplied by the requester (identity, condition, mileage, options, location). Undisclosed damage, water intrusion, missing equipment or mis-stated identity can change the value materially.
- Comparable listings are asking prices, not sale prices. Asking prices are evidence of the market, not a guarantee of what the unit would have sold for. Real transactions can close above or below the figures shown.
- J.D. Power values are published by a third party from MSRP-based depreciation tables and typically run high relative to retail transactions; Get My RV Worth is independent of, and not affiliated with, J.D. Power / NADA.
- Regional demand, season, and channel matter: a private sale, a dealer cash offer, a consignment net, an insurance settlement, and a lender's post-repossession recovery can all differ from the figures shown. Trade-in values are set only by an individual dealership under its own formula and are not opined here.
- The figures are for the as-of date and market read stated; they are not valid for any other date. Markets move and J.D. Power values update on a two-month cycle.
- Get My RV Worth makes no representation as to the admissibility or weight this report will be given in any proceeding. Any party relying on it does so subject to the Professional Terms, including the limitation of liability, and should obtain a physical inspection and a licensed appraisal where the matter requires one.
What this report is not a substitute for
- A USPAP appraisal or a certified appraiser's opinion, where a court, a policy's appraisal clause, or a lender's policy requires one.
- A qualified appraisal for a charitable donation deduction over $5,000 (IRS Form 8283 requires a qualified appraiser).
- A formal appraisal a state DMV or Department of Revenue may require to settle a sales-tax or registration question.
- A physical inspection, condition report, title or lien search, or VIN history — none was performed.
- A wholesale, auction, salvage or trade-in figure — those channels clear below retail and are set by their operators.
- Age, depreciation, condition, maintenance, brand, mileage, and RV type all move a price and are not fully accounted for in these calculations.
- J.D. Power (formerly NADA) is the most widely used RV valuation guide. There is no Kelley Blue Book for RVs. This app does not work on custom or homemade builds, and for some units it may not be able to blend J.D. Power values with current comparable listings.
- Current listings reflect asking prices, not sale prices. Like homes, sellers don't always get list price — buyers make offers. Season matters too.
- A private sale, a dealer cash offer, an insurance valuation, and a bank valuation after repossession can all differ. Trade-in values can only be set by a dealership; each has its own formula.
Statement of preparation
Get My RV Worth states that this Professional Valuation Report (Report ID GMRV-8E2EE33F) was prepared on September 4, 2026 for Sample organization (requested by Sample Adjuster) for the purpose stated (Insurance — total loss (ACV at date of loss)), for the as-of date August 14, 2026, using the methodology described in this report, from the sources cited in it, without a physical inspection and without any interest in the unit or the outcome. Get My RV Worth is independent of the requester, of any dealer, and of J.D. Power / NADA. The figures are estimates subject to the Limitations stated above.
Get My RV Worth · automated market analysis · getmyrvworth.com · Professional Terms apply (getmyrvworth.com/pro/terms)
Verify this copy against our archive: getmyrvworth.com/verify/GMRV-8E2EE33F?fp=0736-9938-A554-AF88-6356
The full analysis and every linked comparable follow below.
Thumbnails are representative images, not the listings' photos — open View source to see each listing's actual photos.
RV Valuation Report: Get My RV Worth Competitive Retail Analysis
Subject Vehicle: 2020 Grand Design Reflection 315RLTS / Travel Trailer. Correction: seller-submitted type says “Fifth wheel,” but the 315RLTS is verified as a Reflection Travel Trailer / bumper-pull, not a fifth wheel. (jdpower.com)
JD Power Retail Values
| JD Power Tier | Value | Notes |
|---|---|---|
| Low Retail | $23,400 | JD Power verified; base/low retail shown for 2020 Grand Design Reflection Series M-315RLTS. (jdpower.com) |
| Mid Retail | $25,800 | calculated midpoint: ($23,400 Low Retail + $28,200 Average Retail) / 2. |
| High/Average Retail | $28,200 | JD Power source label is Average Retail Value, not “High Retail.” (jdpower.com) |
Specs Snapshot: Travel trailer / bumper-pull; 37' 11" length; 3 slideouts; sleeps up to 6; tandem axles; 60-gal fresh, 118-gal gray, 43-gal black; 15,000-BTU A/C base spec; 35,000-BTU heater; dry/base weight shown around 9,137–9,297 lbs depending source; hitch weight 1,065 lbs. Subject-stated options: solar prep, slide toppers, second A/C; no separate dollar adjustment applied here. (jdpower.com)
Section 1: Strategic Retail Pricing Analysis
| Pricing Tier | Value | How it was set |
|---|---|---|
| Average Market Price | $29,824 | lower of median $29,824 and 20% trimmed mean $29,967 |
| Market Low / Mid / High Retail | $27,831 / $29,824 / $32,248 | Q1 / median / Q3 from normalized active retail comps |
| Suggested Retail Price | $27,997 | Q1 with $X,997 pricing |
| Sell-Fast Retail | $25,995 | lowest verified cash-equivalent normalized comp |
| Strong Ask Retail | $32,248 | Q3; unadjusted retail-only strong ask marker |
Section 2: Verifiable Market Comparables
| Year | Source | Seller | Location | Advertised Price | Normalized Price | Direct Link |
|---|---|---|---|---|---|---|
| 2020 | RVUniverse | RV Country - Mt Vernon, WA | Mount Vernon, WA | $25,995 | $25,995 | Exact listing: stock #44787A, VIN 573TR3823L3328602. (rvuniverse.com) |
| 2020 | Camping World | Camping World | Hamburg, PA | $27,489 | $27,489 | Exact listing: stock #2661088. (rv.campingworld.com) |
| 2021 | Camping World | Camping World | Kodak, TN | $30,292 | $28,172 | Exact listing: stock #2723925. (rv.campingworld.com) |
| 2020 | Camping World | Camping World | Oshkosh, WI | $29,648 | $29,648 | Exact listing: stock #2650875. (rv.campingworld.com) |
| 2020 | RVUniverse | RV of the Rockies | Pueblo, CO | $30,000 | $30,000 | Exact listing: stock #RRZC1008, VIN 573TR3823L3327935. (rvuniverse.com) |
| 2020 | Camping World | Camping World | Ridgeland, SC | $30,525 | $30,525 | Exact listing: stock #2675307. (rv.campingworld.com) |
| 2020 | RVUniverse | Lake Tawakoni RV Center | West Tawakoni, TX | $33,970 | $33,970 | Exact listing: stock #5381, VIN 573TR3821L3416306. (rvuniverse.com) |
| 2021 | Camping World | Camping World | Roanoke, VA | $37,788 | $35,143 | Exact listing: stock #2696840. (rv.campingworld.com) |
MSRP / Depreciation Check
JD Power shows a Suggested List Price / MSRP of $54,564 for the 2020 Grand Design Reflection Series M-315RLTS. (jdpower.com)
Depreciation sanity check using the required method — 20% year 1, then 5% per year compounding — gives approximately $33,782 for a 2020 model as of the 2026 insurance valuation context. This is a sanity check only and does not override live retail comps. The live normalized median is lower at $29,824, while Q3 is $32,248.
Normalization Method
Comps were read as of September 4, 2026 for the insurance ACV context with date of loss August 14, 2026. No condition, mileage, or option adjustments were applied in this report, per instruction.
Pair-based adjacent-year calibration was not used because I did not verify 3+ clean matched adjacent-year sale/listing pairs with VIN/stock continuity. Fallback normalization was used:
- 2020 target-year comps: no year adjustment.
- 2021 comps: multiplied by 0.93 to normalize back to 2020.
- 2022 comps were researched but not needed in the final 8-comp set because 8 viable 2020–2021 exact-floorplan comps were available.
- The Aug–Oct towable extra -2% newer-comp modifier was not applied because 2021 comps were not at least as common as target-year 2020 comps in the final set.
Comp Notes
All included comps are retail asking prices with visible advertised prices and direct unit pages or exact unit listing records. Active asking prices are evidence of retail market positioning, not guaranteed sale prices.
The submitted options — solar prep, slide toppers, and second A/C — are market-relevant, but no separate numeric package adjustment was applied because I did not verify 3+ same-year paired comps proving a median option/package delta. Some newer 315RLTS listings explicitly include solar package equipment, but that is not a basis for a numeric adjustment to this 2020 unit under the stated rules. (rvuniverse.com)
The Great American RV / Tanner, AL listing at $34,684 was reviewed but excluded from the final comp grid because the dealer page showed “Sale Pending,” even though aggregator records still displayed it as an active listing. (greatamericanrv.com)
Pop RVs / Pop Sells listings were not used.
Market Read
The current retail market for the 2020 Grand Design Reflection 315RLTS is concentrated around the high-$20,000s to low-$30,000s after year normalization. The lowest verified 2020 exact-floorplan retail comp was $25,995, while the upper clean marker among final normalized comps was about $35,143.
The subject’s corrected RV type matters: this is a large triple-slide travel trailer, not a fifth wheel. Misclassifying it as a fifth wheel would distort buyer pool, towing assumptions, and comp selection.
Recommendation
For unadjusted retail ACV support as of the requested insurance context, use:
- Suggested Retail Price: $27,997
- Sell-Fast Retail: $25,995
- Strong Ask Retail: $32,248
For a total-loss ACV file, the most defensible unadjusted retail anchor is the Market Mid Retail / median of $29,824, with the JD Power Average Retail of $28,200 serving as a verified book-value cross-check rather than a ceiling.
Confidence
High. JD Power retail values were verified from an accessible JD Power page, and 8 viable exact-floorplan retail comps were found after duplicate and condition/status screening.
Next Step
Use the stated deterministic downstream adjustments for condition, location, option treatment, and date-of-loss handling. This report intentionally stays retail-only and does not provide wholesale, auction, trade, salvage, consignment-net, or dealer-buy figures.
This valuation was prepared through GetMyRVWorth.com. Please visit the website for help with consignment, trade, or dealer cash offers.
- Age, depreciation, condition, maintenance, brand, mileage, and RV type all move a price and are not fully accounted for in these calculations.
- J.D. Power (formerly NADA) is the most widely used RV valuation guide. There is no Kelley Blue Book for RVs. This app does not work on custom or homemade builds, and for some units it may not be able to blend J.D. Power values with current comparable listings.
- Current listings reflect asking prices, not sale prices. Like homes, sellers don't always get list price — buyers make offers. Season matters too.
- A private sale, a dealer cash offer, an insurance valuation, and a bank valuation after repossession can all differ. Trade-in values can only be set by a dealership; each has its own formula.

| Year | Source | Location | Advertised | Link |
|---|---|---|---|---|
| 2020 | RVUniverse | Mount Vernon, WA | $25,995 | rvuniverse.com |
| 2020 | Camping World | Hamburg, PA | $27,489 | rv.campingworld.com |
| 2021 | Camping World | Kodak, TN | $30,292 | rv.campingworld.com |
| 2020 | Camping World | Oshkosh, WI | $29,648 | rv.campingworld.com |
| 2020 | RVUniverse | Pueblo, CO | $30,000 | rvuniverse.com |
| 2020 | Camping World | Ridgeland, SC | $30,525 | rv.campingworld.com |