For loss mitigation, collections and remarketing teams
Collateral value you can act on — retail ceiling, quick-sale floor, dated and cited.
A Professional Valuation Report gives your analyst two numbers with their evidence: the retail replacement value and a quick-sale value for the exact unit, built from published J.D. Power book and live comparable listings, with condition, mileage and season adjustments shown line by line, a methodology, and limitations written for a workout, charge-off or remarketing file.
One report $149 · Snapshot $25 a unit, the market figures beside J.D. Power · Monthly plans from $499 for 10 reports and 25 snapshots · Every figure an estimate, every source in a report linked. · What it does, and what it will not do
September 2026Deficiency math on an MSRP-derived book leaves surprises at remarketing. Live comparables show what the unit competes against today.
A trade or cash offer is one buyer's number. You need an independent read to judge it.
Same method, same disclosures, same format on every unit — and a monthly plan so the team never rations lookups.
The sticker says R-Pod, Ultra-Lite or Cougar; the book files it under Forest River or Keystone with 500 lines in between. Paste the VIN: NHTSA's decode gives the manufacturer of record, model year, type and length, and the case opens on the right page.
The remarketing log freezes every floor with the book, the comp range and the report figures as they stood that day, then records the channel, the sold price and the days on the lot. After a few dozen sales it shows what share of book each channel actually returns.
What's in a Professional Valuation Report
- Retail replacement value — suggested retail after the stated adjustments.
- Quick-sale value — the sell-fast price after adjustments; a floor, not wholesale.
- Market range — sell-fast / suggested / strong-ask from normalized comparables.
- J.D. Power book for the valuation cycle in effect on the as-of date, when held.
- Every comparable linked to its source page, normalized to year and trim, outliers screened.
- Adjustments line by line — the condition grade 1 to 5, mileage, season — from a published table.
- Unit as supplied — identity, condition, mileage, options, location, your reference.
- Methodology, limitations and reliance written for the file.
- Certification with Report ID, as-of date, prepared date and independence statement.
- Access log — who in your organization opened or printed it, and when.
Built for
- Workout and charge-off decisions
- Setting a remarketing floor after repossession
- Judging a dealer's buy-back or trade offer
- Periodic collateral review across a book of loans
- Logging every floor and every sale, so the next floor comes from your own realizations
- Decoding a VIN into the manufacturer of record, model year and type before the file is opened
- Ticking what is actually on the lot — present, removed, damaged — so the report shows base and base plus verified options
- Sending a spreadsheet of units and getting a case for every row
What the desk does for a file, and what it will not do
A bank's loss-mitigation and repossession desk told us how it values and sells: J.D. Power on the base unit with no options ticked, because TVs, generators and solar walk away during the borrower's ownership; auto auctions with a remarketing rep setting the floor; money lost on dirty simulcast photos, on options never selected, and on units dumped too fast because RVs weather and sell in season. The desk was built against that list, and the right-hand column is as deliberate as the left.
Intake
Getting the unit onto the desk
- Reads the manufacturer's plate or the title from a photo. The VIN, year, company, brand line and floorplan from the plate; the owner, lienholder, title number and brands from the title. Every field shows where it came from; confirm, then save or run.
- Decodes the VIN through NHTSA's public decoder: manufacturer of record, model year, trailer type and length, or the motorhome chassis, and often the brand line. The same VIN typed twice opens the unit already on the desk.
- Ends the sub-brand maze. R-Pod, Rockwood, Flagstaff and Salem file under Forest River; Cougar, Montana and Passport under Keystone; Reflection and Imagine under Grand Design. Browse by maker lists about 840 travel-trailer makers with their aliases, then year, then floorplan.
- Takes a spreadsheet. Paste or upload a CSV with loose headers (Brand, Floorplan, Loan #, Balance): one case per row, the VIN decoded per row, covered cases running on their own.
- One box. A VIN, a loan reference, a borrower name or year-make-model opens or creates the unit; a ZIP on the unit localizes the region and season read.
- Read factory options or the floorplan from a VIN. No cross-brand source publishes them. A motorhome VIN is the chassis maker's; the coach builder is on the coach plate.
- Take assignments by email or from a servicing system. Today the door is the desk or the spreadsheet.
Value
The number for the file
- A Professional Valuation Report per unit, in minutes. The J.D. Power base Low and Average Retail from the public site, localized for the region and the month; RV Trader asking prices read from public listings and sorted exact floorplan, other years, same brand line; comparables from the other public sources with what each was listed as, the date found, and same state, same region or out of region.
- Retail replacement and quick-sale values. The condition grade 1 to 5, mileage and season adjustments shown line by line, the title brand stated, an equity or deficiency line against the payoff, and an as-of date with the J.D. Power cycle in effect on it when held.
- A snapshot first, when the market figures will do. $25 a unit, on one page: suggested retail, sell-fast and strong ask for the floorplan beside J.D. Power, from a live market read of comparable listings (asking prices, not sale prices), with the payoff and your floor rule against them. Not adjusted for condition, mileage or title, not a report or an appraisal, and not for a charge-off or deficiency file. Saved on the unit, with a one-page PDF for your records; its fee counts toward the full report on the same unit within 30 days. Pay once per unit: run the snapshot or the full report again at no charge.
- Base plus verified options. The factory spec sheet (RVUSA's guide, by year, make and floorplan, best effort) pre-marks what should be there; your rep ticks each item present, removed, damaged or not fitted. Only present items count, at your own add values with the source named. The report prints Equipment verified on the lot.
- Your own J.D. Power Connect figures. Wholesale or trade-in, retail and option adds typed on the unit under your license and labelled as yours.
- Instant desk numbers and Seen before. Your earlier floors, sales and values on the same unit or floorplan, beside today's read.
- Give wholesale, auction, trade-in or salvage values. The quick-sale figure is a fast retail sale, not a lane value.
- Pull anything from J.D. Power Connect, or claim a J.D. Power or RV Trader feed. Public pages only, read once a day per unit.
- Publish per-option add values. J.D. Power's public site prints none; Connect figures are yours, entered by you.
- Put a percentage on a branded title. A rebuilt unit's figures are a clean-title reference, and a salvage unit gets no figure. Your desk's own title rule, set in Desk settings, is the one applied.
- Share, verify or adjust a snapshot. It gives the market for the floorplan, not this unit's condition, mileage or title, and its one-page PDF is for your own records; the full report is the one for the file.
- Guarantee a number. Every figure is an estimate prepared without inspection.
Floor and decide
Set the floor, pick the channel
- Freezes the floor at the time of value. The book, the comp range, quick-sale and retail, the payoff and the region and season read; a database rule refuses edits afterwards, and only the disposition changes.
- Net recovery by channel. Internal sale site, auto auction, specialty RV lane, dealer direct, consignment, retail: gross at a working share of the report's figure, less fees, holding at your $/day, transport and recon; net, days to money, surplus or deficiency against the balance. After three recorded sales in a channel, your own medians replace the defaults.
- Hold or sell now. The typical seasonal position at the next peak for the type and region, less months of holding. A typical position, never a forecast.
- Transport estimates. ZIP to ZIP, tow-away or drive-away, plus or minus 15 percent.
- Set the floor, pick the channel or change a number on its own. The desk decides; the app records and shows the evidence.
- Quote transport, dispatch a hauler or book a lane. Estimates only.
- Give legal advice on commercially reasonable disposition. It keeps the documentation a dispute needs.
File, inspect, hold
While the unit sits
- A collateral file per unit. Title status from with-the-borrower to clear or salvage, title state, loan balance, recovery date, storage lot and $/day, keys, transport, and a document checklist with dates: title, lien release, repo order, right-to-cure notice, condition report, personal-property release, odometer statement, bill of sale, insurance, storage and transport invoices.
- A lot inspection on a phone. 31 towable or 32 motorized items pass, fail or n/a; required photo slots (front, rear, both sides, roof, VIN plate, odometer, living, kitchen, bath, bedroom, tires) in private storage; complete only when every item and slot is filled. Failed items suggest their recon lines from an RV-specific recon catalog.
- A board by state. To value, In inventory, Floor set — the lender's three stages, with drag and drop; ages turn amber past 14 days and red past 30. Sold and Withdrawn stages are a switch for a desk that records sales.
- A needs-action queue. In inventory 3 days without a floor, title not in hand after 7, no inspection after 3, a floor unsold after 45, and anything the market watch saw change.
- A change log. Who did what and when, on every unit and across the desk.
- Process titles, send right-to-cure notices or contact the borrower. It tracks status and dates.
- Run collections or skip tracing, manage the storage lot or the recovery agent.
Sell
Moving the unit
- Shares a unit packet. By private link, to one named organization, or to the Network (dealers and organizations on a paid plan); you choose what it shows (inspection, photos, location, full VIN or last six, book, figures, title status, recon). Links expire in 7 to 90 days, count views, and can be closed or revoked.
- Takes bids. Until a date, against an asking figure; bidders need an organization account, one open bid each. Accepting one declines the rest and records the sale as dealer direct at the bid.
- Records the disposition on any channel, when switched on. Sold price and date, fees, storage; days on lot and net after fees and storage; CSV export. Off for lenders by default — the floor log stays.
- Watches the market daily. A new J.D. Power cycle, new asks for the floorplan, the report's RV Trader comps re-read, a newer run of the same floorplan; each change said once, on the desk and in one digest email.
- Take payment, hold funds, transfer title or arrange pickup. Those stay between the two organizations. Get My RV Worth is not a party to any sale and takes no commission.
- Run an auction or push units to an auction lane. No auction-house integration exists.
- Find buyers beyond the platform's own dealers.
Prove
Standing behind the number
- Report ID, method version and a tamper-evident fingerprint. Anyone holding a copy can confirm it matches our archive unchanged at getmyrvworth.com/verify.
- Methodology, limitations, every source linked. A not-a-substitute-for section, a Statement of preparation, and an access log of who created, viewed or printed each report.
- Scoreboards the moment you land. Cases this month, floors logged, in inventory with the longest days on lot, sold, sold versus book, floor held, median days on lot, net recovered after fees and storage. After ten sales, realization by channel, unit type and season.
- Call itself an appraisal, or promise it will be accepted in any legal proceeding. It is an estimate, usable as evidence: the documentation an audit or a dispute needs. Where a rule requires a licensed appraiser, a physical inspection or a qualified appraisal, hire one.
- Provide testimony.
Accounts and security
Who can see what
- An organization account. Owners, managers and members; data isolated per organization; work-email verification before the first report; optional two-factor sign-in with an authenticator app; Professional Terms accepted with evidence.
- Keeps your names out of the model. No organization name, reference or borrower name is ever sent to the analysis model.
- Offer single sign-on or an API today.
- Offer discounts or lifetime plans to organizations.
Not in it today. Could be built.
Nothing here is promised. Each is a scoped build for a desk that asks, with what it needs named so nobody reads it as already there.
Forward the assignment email; a case opens with the VIN, loan reference and balance parsed out.
Needs a receiving mailbox and a parser. The spreadsheet path exists today.
Push units in and pull values and dispositions back into your servicing or remarketing system.
Needs an API-key layer. The data is already per organization.
Total balance against quick-sale and retail across everything in inventory, by type, region and age.
Needs one page. Every input exists per unit.
Re-run every unit still in inventory on a schedule so the file carries a current number.
Needs a runner and plan allowance. The market watch already flags moves without a new report.
The repo vendor's condition report and photos straight into the inspection.
Needs the vendor's format. The inspection sheet takes them by hand today.
Your remarketing rep's sale results, or wholesale and retail from your own J.D. Power Connect license, by spreadsheet.
Needs a CSV mapping. Your own results and figures only, always labelled as yours.
Units assigned to a person, with a queue per rep.
Needs an owner field. The change log already names who did what.
Sign in through the bank's identity provider.
Needs SAML setup on both sides. Authenticator two-factor exists today.
Annual commitments invoiced automatically with a purchase order on file.
Needs billing work. Handled by hand on request today.
A written declaration or a referral to a licensed appraiser for a matter that needs one.
Needs a referral network and terms.
Impossible, and we say so
Nothing here changes with a bigger build.
By data: it does not exist where we can reach it
- Factory options from the VIN itself.No cross-brand source publishes build sheets. The workaround is RVUSA's spec sheet by year, make and floorplan: best effort, and confirmed on the lot before it counts.
- The coach from a motorhome chassis VIN.The VIN belongs to the chassis maker; the coach is on the coach plate.
- Per-option add values from J.D. Power's public site.It publishes none. Add values live only in the paid Connect product, under your license.
- Auction lane results, sold prices or wholesale figures we do not hold.No public RV auction data exists. The only sold prices in the product are the ones your desk records.
- RV Trader sale prices.Listings carry asking prices. Asking prices are evidence, not sale prices.
- Real-time market data.Public pages are read once a day per unit, within a daily cap across the site.
By policy: it will not, on purpose
- Read J.D. Power Connect or any licensed data under someone else's login,or claim a J.D. Power, RV Trader or auction-house partnership or feed.
- Call a figure an appraisal, certified, guaranteed or admissible,or give legal advice.
- Be a party to a sale.No payments, escrow, title transfer, pickup or commission.
- Run collections, contact borrowers, send notices, process titles, dispatch transport, desk deals or manage service.Left out on purpose, so the desk stays a valuation and remarketing record.
- Decide for the desk.It never sets a floor, changes a price or accepts a bid on its own.
- Discount, or sell a lifetime plan to an organization.
Secure organization accounts
Your organization gets its own account with owners, managers and members. Work email verification is required before a report runs, two-factor sign-in is available for every user, all data is isolated per organization at the database level, and every report stays retrievable by your team at any time with a permanent Report ID.
Reports are retained for at least seven years. Nothing your team enters is used to train models or shared with dealers, sellers or any other customer. Ask us for a W-9, an NDA, or invoice billing on annual commitments.
Pricing
A single Professional Valuation Report. Ready in minutes, kept in your archive.
Create an accountSuggested retail, sell-fast and strong ask for the unit's floorplan beside J.D. Power, on one page, from a live market read of comparable listings — not adjusted for condition, mileage or title. A working estimate, not a report or an appraisal. Its fee counts toward a full report on the same unit within 30 days.
10 reports and 25 snapshots a month for the whole organization; additional cases $99 each, additional snapshots $19. For a claims desk, a workout team or a practice with steady but modest case flow. Cancel any time.
Start the Standard plan25 reports and 75 snapshots a month for the whole organization; additional cases $99 each, additional snapshots $19. For carriers, TPAs, lenders and remarketing firms running cases every day. Cancel any time.
Start the Volume plan40 reports and 100 snapshots a month for the whole organization; additional cases $99 each, additional snapshots $19. For rental fleets and operators marking many units on the same method every period. Cancel any time.
Start the Fleet planPrices in USD. Card by default; invoice or purchase-order billing on annual commitments by request. A plan's snapshots are a pool of their own and never use up a report. A snapshot's fee counts once toward the full report when both are paid by card or invoice; a snapshot that can't be completed is never billed — a card payment for it is refunded in full. Pay once per unit: run the snapshot or the full report again at no charge. Snapshot terms.
Questions carriers and lenders ask
Can it decode a VIN into the factory options?
It decodes what the VIN carries: the manufacturer of record, the model year, the trailer type and length or the motorhome chassis, and for many makers the brand line. The floorplan and the factory option list are not in a VIN and no public source has them; they stay on the data plate and the build sheet, and the report values the base unit the way your team already does.
Does the remarketing log give us an auction value?
No, and nothing public does. It records what your own units actually sold for, by channel, unit type and season, against the book and the quick-sale value that stood when the floor was set. Ten sales in, it tells you the share of book each channel returns — a better floor than any published number.
Is the quick-sale value a wholesale or auction number?
No. It is the lowest verified retail asking price among the unit's comparables, after adjustments — where a unit priced to move sits in today's market. Asking prices are not sale prices, and auction and wholesale channels typically clear below it; we say so in the report.
Is there something lighter than a full report for sorting units?
A snapshot: $25 a unit, on one page. It shows suggested retail, sell-fast and strong ask working estimates for the unit's floorplan beside J.D. Power Low and Average Retail, from a live market read of comparable listings (asking prices, not sale prices). It is not adjusted for condition, mileage or title; the full report applies the condition and mileage and lists every comparable with its link. It is not a report or an appraisal, and its one-page PDF is for your own records, not a charge-off or deficiency file. When a unit needs the full report, the snapshot's fee counts toward it on the same unit within 30 days. Pay once per unit: run the snapshot or the full report again at no charge. A snapshot that can't be completed (too few comparable listings) is never billed — a card payment for it is refunded in full.
Can several analysts share one account?
Yes. Organizations have owners, managers and members; every report is visible to the whole organization, and the access log shows who opened what.
Can we be invoiced instead of paying by card?
Monthly plans run on a card by default; invoice or purchase-order billing is available on request for annual commitments — message us from your account.
Our posture, in plain words
- Age, depreciation, condition, maintenance, brand, mileage, and RV type all move a price and are not fully accounted for in these calculations.
- J.D. Power (formerly NADA) is the most widely used RV valuation guide. There is no Kelley Blue Book for RVs. This app does not work on custom or homemade builds, and for some units it may not be able to blend J.D. Power values with current comparable listings.
- Current listings reflect asking prices, not sale prices. Like homes, sellers don't always get list price — buyers make offers. Season matters too.
- A private sale, a dealer cash offer, an insurance valuation, and a bank valuation after repossession can all differ. Trade-in values can only be set by a dealership; each has its own formula.
Full terms for professional use: Professional Terms. Get My RV Worth is independent of J.D. Power / NADA, of every dealer, and of the parties to any claim or loan.